Dr Muhammad Anshari


Assistant Professor, UBD School of Business and Economics and Deputy Director, Institute of Policy Studies



Muhammad Anshari is researcher and academic staff at Universiti Brunei Darussalam School of Business & Economics. His professional experience started when he was IT Business Analyst at Astra International. Research Fellowship from The Government Republic of China (Taiwan) at National Taiwan University (Jan-Dec, 2014). Research Fellowship from King Saud University - the Kingdom of Saudi Arabia 2009. Editor and author for the book "Financial Technology and Disruptive Innovation in ASEAN". Details of research interests are as below.


Bachelor of Management Information Systems (BMIS - Hons), International Islamic University Malaysia
Master of IT (E-Business), James Cook University, Australia
PhD in Business Administration, Universiti Brunei Darussalam


E-Health & Mobile Health,
Big data in business,
ICT & Area Studies (ASEAN/Borneo)
ICT in Education,
Smartphone adoption, millenial & digital business
Social Computing


Digital marketplace & ASEAN

Applications Invited
Interdisciplinary research collaboration

FinTech and Disruptive Innovation in ASEAN

https://www.igi-global.com/book/financial-technology-disruptive-innovation-asean/219369 The combined economies of ASEAN make it a major of economic power after EU, USA, China and Japan. The combined population of ASEAN creates the world's third largest market with more than 600 millions of people. There are potential readers that are waiting to find the comprehensive book to discuss about FinTech, especially in ASEAN's context.

Applications Invited

ICT Index Readiness in ASEAN / Borneo

Applications Invited
Interdisciplinary research collaboration

Scopus Publications


Google Scholar Citations


Google Scholar h-index


Google Scholar i10-index

Scopus Publications


Best Paper and Prize Awards
1. Big Data Era: Big Challenges for ASEAN Economic Community. International Conference on Asean Studies 2 (ICONAS 2), 3-5 August 2015. At Chulalongkorn University Bangkok Thailand.

2. Shifting Role of Customers from Recipient to Partner of Care in Healthcare Organization. The 13th ASEAN Graduate Business, Economic Program (AGBEP) Network, Yogykarta, April 2, 2013 at Gadjah Mada University.

Journal Publication

1. Anshari, M., Almunawar, M.N., Ariff Lim, S., Al-mudimigh, A., (2019). Customer Relationship Management and Big Data Enabled: Personalization & Customization of Services, Applied Computing and Informatics. Vol. 15 (2), p. 94-101. DOI: https://doi.org/10.1016/j.aci.2018.05.004 [Scopus Elsevier, Q2]

2. Anshari, M., Almunawar, M.N., & Masri, M., Hamdan, M. (2019). Digital Marketplace and FinTech to Support Agriculture Sustainability, Energy Procedia, Elsevier, 156C (2019) pp. 234-238. [Q1 Scopus indexed]

3. Anshari, M., & Lim,S.A. (2017) E-Government with Big Data Enabled through Smartphone for Public Services: Possibilities and Challenges, International Journal of Public Administration, 40:13, 1143-1158, DOI: 10.1080/01900692.2016.1242619. [Taylor & Francis – Q1 Scopus in Business & International Management]

4. Anshari, M., et.al. (2017). Smartphones usage in the classrooms: Learning aid or interference?. Education and Information Technologies. DOI: 10.1007/s10639-017-9572-7. [Springer – Q2 Scopus in Information Science]

5. Anshari, M., et.al. (2016). Smartphone habit and behaviour in Brunei: personalization, gender, and generation gap. Computers in Human Behaviour. Vol. 64 (2016) 719-727. DOI. http://dx.doi.org/10.1016/j.chb.2016.07.063. [Elsevier - Q1 Scopus in Computer Science].

6. Anshari, M., Alas, Y., & Guan, L. S. (2016). Developing online learning resources: Big data, social networks, and cloud computing to support pervasive knowledge. Education and Information Technologies, Springer 1-15. DOI: 10.1007/s10639-015-9407-3. [Springer - Q2 Scopus in Information Sciences]

7. Almunawar, M.N., Susanto, H., and Anshari, M. (2013). A Cultural Transferability on IT Business Application: iReservation System, Journal of Hospitality and Tourism Technology, Vol. 4 (2) p. 155-176. [Emerald – Q1 Scopus in Information Systems, Tourism, & Hospitality Management]

8. Alas, Y., Anshari, M., Sabtu, N.I., & Yunus, N.M., (2016). Second-Chance University Admission, the Theory of Planned Behaviour and Student Achievement. International Review of Education. Vol. 62 (3). P. 299 – 316. DOI: 10.1007/s11159-016-9558-5. [Springer –Q2 Scopus & ISI Indexed in Education & E-Learning].

9. Huda, M., Anshari, M., Almunawar, M. N., Shahrill, M., Tan, A., Jaidin, J. H., Daud, S., & Masri, M. (2016). Innovative teaching in higher education: The big data approach. Turkish Online Journal of Educational Technology, November 2016, Special Issue for INTE 2016, 1210-1216. http://dx.doi.org/10.13140/RG.2.2.10543.53924. [Q2 Scopus].

10. Anshari, M., & Alas, Y. (2015). Smartphones Habits, Necessities, and Big Data Challenges. Journal of High Technology Management Research. 26 (2): 177-185. Elsevier, DOI: 10.1016/j.hitech.2015.09.005. [Elsevier – Q2 Scopus in Management of Technology & Innovation].

11. Anshari, M., & Almunawar, M. N. (2015). Designing Role of Online Health Educators in Healthcare Services. Journal of evidence-informed social work, 12 (2), p. 220-236. [Taylor & Francis – Q2 Scopus, Medline, PubMed]

12. Almunawar, M.N., Anshari, M. & Younis, M. Z. & Kiza, A. (2015). Electronic Health Object: Transforming Static to Interactive and Extensible Healthcare Systems. Inquiry: The Journal of Healthcare Organization, Provision, & Financing. Vol. 52. DOI; 10.1177/0046958015618665. [SAGE - Q2 Scopus in Healthcare Management].

13. Anshari, M., Alas, Y., & Guan, L. S. (2015). Pervasive Knowledge, Social Networks, and Cloud Computing: E-Learning 2.0. Eurasia Journal of Mathematics, Science & Technology Education, 2015, 11 (5), p.909-921. DOI: 10.12973/eurasia.2015.1360a. [Moment Publications - Q2 Scopus in Education]

14. Almunawar, M.N., Anshari, M., Susanto, H., (2012). Crafting strategies for sustainability: how travel agents should react in facing a disintermediation. Operational Research. DOI 10.1007/s12351-012-0129-7, p. 27. [Springer – Q2 Scopus indexed in Strategy & Management]



UBD Research Grant Ref. No.: UBD/ORI/URC/RG336/U01 Title: Big Data Applciation in the E-Government Initiative: Feasibility Studies (Principal Investigator)

Faculty Block Grant, UBD. Ref. No.: UBD/RSCH/1.8/FICBF(b)/2018/003 Title: Business Models of Digital Marketplace in ASEAN.

Taiwan Research Fellowship No.: MOFATF2014035 Title: Consumers' Empowerment in E-Health Systems; Host Institution: National Taiwan University (Principal Investigator)

King Saud University; Customer Relationship Management in Banking Sector, 2008 (Principal Investigator)


AITI: IT Financial Staffs Training

Industry, Institute, or Organisation Collaboration

Department of Health Management and Health Economics (HELED), University of Oslo Norway - Mobile Health
Jackson State University, USA - E-health research
Binus University Indonesia - Mobile commerce research


IT Business Analyst @ Astra International